Common subdirectories: org-9.3.6/etc and /home/elk/.emacs.d/elpa/org-9.3.6/etc
diff -U5 org-9.3.6/org-capture.el /home/elk/.emacs.d/elpa/org-9.3.6/org-capture.el
--- org-9.3.6/org-capture.el	2020-06-15 19:04:19.061012833 +0300
+++ /home/elk/.emacs.d/elpa/org-9.3.6/org-capture.el	2020-06-28 13:08:04.446045559 +0300
@@ -1149,11 +1149,11 @@
 	  (org-paste-subtree level template 'for-yank))
 	(org-capture-position-for-last-stored beg)
 	(org-capture-empty-lines-after)
 	(unless (org-at-heading-p) (outline-next-heading))
 	(org-capture-mark-kill-region origin (point))
-	(org-capture-narrow beg (point))
+	(org-capture-narrow beg (1- (point)))
 	(when (or (search-backward "%?" beg t)
 		  (search-forward "%?" nil t))
 	  (replace-match ""))))))
 
 (defun org-capture-place-item ()