I know I've asked this before, but can't remember the quick & easy path (TM)

to creating an org-capture template which will capture to the current heading?

It would be cool to simply "re-use" my existing capture templates and override the 

destination to "wherever my cursor is now" -- this would allow me to keep all the capture

templates and avoid defining new ones with only the target re-defined.

Any ideas?

Thanks,

--Nate