Thanks for your reply.  I tried that and I got this:

When done with this frame, type C-x 5 0
Template key:
OVERVIEW
Restoring clock data
Loading /home/billday/.emacs.d/org-clock-save.el (source)...done
OVERVIEW
Loading vc-git...done
OVERVIEW [3 times]
byte-code: Before first headline at position 1 in buffer refile.org

On Tue, Sep 25, 2012 at 10:13 PM, Nick Dokos <nicholas.dokos@hp.com> wrote:

> Bill Day <williamson.day@gmail.com> wrote:
>
> > release_7.9.1-348-gea7baa emacs 24.2.1
> > ...
> > Error:
> >
> > Debugger entered--Lisp error: (void-function org-at-encrypted-entry-p)
> >   org-at-encrypted-entry-p()
> >   org-capture-set-target-location()
> >   org-capture(nil)
> >   call-interactively(org-capture nil nil)
> >
>
> Probably a missing autoload - as a temporary workaround, add
>
> (require 'org-crypt)
>
> to your .emacs, after the point where you load org.
>
> Nick
>



-- 
Bill Day
williamson.day@gmail.com